Many individuals and families are making the decision to pre-arrange and pre-fund their funerals before the need arises.
Advance Funeral Planning:
- provides peace of mind
- relieves your loved ones of unnecessary concern
- reflects your expressed wishes
- will not be a financial burden on your family.
Today's funeral costs less than you might expect, but the costs do tend to rise over time. Because inflation continues, the idea of paying for tomorrow's funeral at today's prices... what a smart idea! This program will guarantee that the funeral you arrange will be available and without additional costs to you or your survivors at the time of need.
Our full service funeral home has a network of caring professionals who will explain in detail all the services we have to offer and help you with your decisions. There are lots of options available, not only in funeral design, but in merchandise as well.
A funeral service usually includes:
- professional services
- transportation services
- burial preparation
- visitation facilities
- the funeral ceremony
- funeral coach
- other services and associated items you select
Also included in a basic funeral package are:
- a casket
- an outer burial container
- other associated items you select.
It is our goal to help make this event reflect the personality and style of the person most important to us...you! Doing things the way you want them to be done. That's "Personal Service" our style, plain and simple.
How will my funeral be paid for?
Traditionally, there have been three ways a family has provided for a funeral.
The first one is from Benefits from Life Insurance.
- normally intended to cover ongoing living expenses for the family
- usually requires waiting weeks or even months until proceeds are available
- with inflation, proceeds may erode over time
- may involve disputes over contested claims.
Second is funding through a Savings Account.
- often depleted by long illness before death
- may be tied up in probate
- may not be readily accessible at time of death
- long-term savings may be reduced by taxes and early withdrawal penalties.
Third is relying on Friends and Relatives for help.
- places unexpected burden on those you care about most
- may put survivors in an uncomfortable and embarrassing situation
- can cause friction between loved ones
- borrowed money must be repaid.
The Fortis life insurance plan eliminates all these concerns. It is designed to protect you and your family from funeral price increases.
Are there any other benefits entitled to me should I pass away?
Unfortunately, many families do not receive the benefits to which they are entitled when a loved one dies. It is our position to inform survivors of the claims and benefits that apply in their situation. No matter what funeral plans a person makes, it is important to keep good records and to be sure that family members know where records are kept.
Regardless of age or financial situation, every adult should have a Will. A will is a legal document that can prevent many serious problems for those you leave behind. If you do not have a will, plan to have one drawn up as soon as possible. It's in your own and your family's best interests. A Living Will is another legal document which is used for a different purpose, but could be equally important to you. A living will is a signed testimony of a person, which makes an informed and conscious decision for themselves to sustain or terminate life supporting treatment at a specified time.
Two benefits that are commonly overlooked are Social Security and Veterans Benefits. Since these benefits are not automatically paid, a person must apply for them. Because there are different considerations and qualifications for each, it is best to discuss your personal situation personally with a funeral director or planning professional. Fortis funeral planning, in most cases will qualify for exemption from Medicaid and SSI Qualification. It is important that you ask questions about this aspect because requirements and laws may differ from state to state.
What can I expect when selecting a cemetery lot?
There are several aspects to consider when purchasing a cemetery space. First, think about location. Is the cemetery close enough for spouse and family to visit especially in older age when mobility may be harder. A person's religion may decide what cemetery a family chooses as well. Second, some cemeteries have restrictions on the types and sizes of monuments they will allow. You might ask if the price includes perpetual care and maintenance of the burial space. Does the price also include the cost of opening the closing of the grave? Lastly, will there be enough spaces for the whole family? Your funeral planning professional can help with these questions and can refer you to local reputable cemeteries.
If you would like to know more, please fill out the online pre-planning form below. It was designed to allow us to gather basic information about you and your desired funeral service.
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